Scoring and Credit Decision
Speed up scoring, sharpen insights.
Achieve fast and precise AI credit scoring, powered by last-minute data.
Scoring and Credit Decision
Achieve fast and precise AI credit scoring, powered by last-minute data.
Want smooth, on-point AI credit scores? Take your risk models, apply the latest data, and use our scoring engine's AI-driven tech.
Set up and tweak scoring models exactly to your needs. Run calculations whenever you want or link up with your web services smoothly. Get full control over the scorings—distributing, analysing, and approving scores, with precision.
Ensure AI credit scoring and rating models quality, spot issues fast, and fix them for good, backed by 30+ statistical tests. Reach accuracy with confidence to trust the results you see.
Skip programming and empower your Risk and Data Scientist teams. Use simple screens to handle everything—from analysing and cleaning data to running AI algorithms, building scorecards, calibrating parameters, and setting credit rules.
Design and configure your institution's scoring and rating models easily. In just a few steps, set up model variables, categories, score points, and credit grade mapping. With a simple, self-explanatory process, create multiple credit score models for different segments and loan products, saving time on complex configuration.
Spot any issues with your AI credit scoring or rating models early, using a full range of simple, data-backed tests. Gain the peace of mind that your risk models are on point, making your lending safer and more secure.
Create sustainability surveys and score customers and projects based on their answers. Use the pre-calculated sustainability score to adjust credit interest rates depending on their environmental impact. Help your customers improve their sustainability profile, making it easier for them to get the loans they need.
Data builds trust, automation saves time, AI gives you an edge.
See what else ITSCREDIT can do for you.
Replace manual scoring with instant calculations and make decisions in minutes, not weeks.
Reduce defaults and lower credit risk while quickly assessing creditworthiness and approving loans.
Give your customers fast, hassle-free options based on the latest data and reliable AI predictions.
Allow users to navigate the scoring tool smoothly, customise effortlessly, and make everything their own.
Push back the limits of manual tasks. Spot and use fresh data to lend faster and at a bigger scale.
Create lists of pre-scored, pre-certified, and pre-approved clients for lead-generating marketing campaigns.
Our AI credit scoring engine combines with other modules to create a complete lending solution
Run accurate simulations for all financial products, channels, and partners in a single online tool.
Easily manage every step of loan origination, from application to the final decision.
Use loan data, process automation, and task management to optimise credit recovery.
Anticipate risks, discover portfolio insights, and run pricing and profitability analyses.