Credit Portfolio Monitoring

Comprehensive and interactive dashboard module focused on the automatic production of reports to better assess and manage the credit quality of the credit portfolio and its evolution. This module also enables a more agile and reliable reporting process for different stakeholders by accelerating the production of insightful materials to support the decision making process.

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Navigation over your credit portfolio history and subpopulations

Deep dive analysis based on more than 150 graphs & tables

Info Integration (database)

The Credit Portfolio Monitoring module is based on the production of information from the bank’s integrated databases collected on a periodic basis. Those databases include information on loan data, client details and characteristics, risk metrics and parameters, collaterals and credit decision details upon the origination moment.

Creation of Dashboards

Set of dashboards about the credit portfolio and its evolution, New production, Credit quality, pricing and profitability and risk information. This module consists of a standard set of graphics that come up with the Solution, with the additional ability by the user to create additional graphics via Power BI features.

Analysis and Reporting

This module also enables a more agile and reliable reporting process for different stakeholders by accelerating the production of insightful materials to support the decision making process.Ability to insert conclusions associated to each graph or table and to export it to a template already prepared to be used to support bank meetings.

Impairment

Impairment trends and corresponding risk parameters, IFRS 9 Stages and detailed analysis on triggers and correlations factors between different variables.
Non-Performing-Loans (NPL)

Non-Performing-Loans evolution, distribution by segment, collateral types, scoring grades and other variables as well as top defaulted clients detailed analysis and NPL stock flows between consecutive periods.
New Production

New monthly production including the credit quality of the new loans, the estimated net margin, the distribution of it by several risk factors like LTV, Scoring grade, Interest rate, Debt Service to income ratio, among others.
Retail and Corporate Portfolio

Detailed profiles of the clients within the Retail and Corporate portfolios, including Income, Socio-economic and Savings features and distributions for the first, and main financial ratios, Size and Economic Activity sectors features and distributions for the second.

Impairment trends and corresponding risk parameters, IFRS 9 Stages and detailed analysis on triggers and correlations factors between different variables.

Non-Performing-Loans evolution, distribution by segment, collateral types, scoring grades and other variables as well as top defaulted clients detailed analysis and NPL stock flows between consecutive periods.

New monthly production including the credit quality of the new loans, the estimated net margin, the distribution of it by several risk factors like LTV, Scoring grade, Interest rate, Debt Service to income ratio, among others.

Detailed profiles of the clients within the Retail and Corporate portfolios, including Income, Socio-economic and Savings features and distributions for the first, and main financial ratios, Size and Economic Activity sectors features and distributions for the second.

Credit Portfolio Monitoring

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How it Works

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