ITS Risk Analysis

A fundamental support tool to analyze the corporate credit risk

ITS Risk Analysis is a fundamental support tool when it comes to analyzing the credit risk to the corporate clients’ segment. It also works as an active element for more effective preventive monitoring. 

Simplify the process with data-driven analytic scoring solutions

Our Configurable Evaluation Model uses Quantative and Qualitative scores to optimize individual and group rating. It is easily understood and provide automated decision-making capability that can be integrated into a company’s operations as the basis for business acting.

Configurable Evaluation Model

Quantative and Qualitative scores, based on:

type of portfolio/costumer segmentation

business group

financial information of the client

history of the bank

specific parameters given by the supervisory authority to determine a rating note (probably of default)

Rating Lifecycle

Prevent payment default with our system for Corporate Risk Analysis

How does it work?

The system allows to gather information from companies and corporate groups’ bank systems to determine potential loss in case of default.

The system functionalities to turn the data into smarter decisions

Configurable evaluation modules, quantitative and qualitative scores for detention of potential risk.

Central Balance Sheet
  • Individual Balance
  • Consolidated Balance
  • Individual Income Statement
  • Consolidated Income Statement
  • Cash Flow
  • Messages
Individual Rating
  • Rating for individual companies
  • New proposal
  • Change of the client segmentation
  • Change of the model's type
  • Rating expiration
  • Internal/external events
  • Customer rating review errors
Group Rating
  • Rating for group of companies
  • Financial Statements
  • Determination of the group rating model
  • Quantitative component (variables and ratios)
Application Management
  • Ratios/models and PD's parametrization
  • Customer Management
  • Control of the assigned ratings
  • Documental Management
  • Documents
Work Area
  • My tasks
  • Available tasks
  • Management
Integrations
  • Synchronization with the central company system
Do you need further information about ITSCREDIT platform?

We will be pleased to send you further information about our software solutions for the entire credit lifecycle.