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Process Management
Exportable consolidated information to organize ongoing credit applications by department and personal workspaces. Helpful checklist warnings indicate missing data to finish the process such as entities, products, collaterals and decision opinions.
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Integrations
Integration with other systems for data import (entity details such as identification, business activity, documents, addresses and contacts) and disbursement.
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Application Details
Consult and edit product details such as the payment plan, expense, price, expenses negotiation and others. Add new collateral or use other clients' existing collateral with available amounts to the application products. Helpful checklist indicating the documents already uploaded and the missing documents to finish the process
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Monitor and analyze application statistics
Know the Turnaround time (TAT) - time interval from the time of submission of a process to the time of the completion of the process - by area and user and the number of active proposals and volume for a given period.
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Customize Workflow and Products
User-friendly drag & drop interface that simplifies all the steps involved in building an end-to-end credit flow configuration. Backoffice catalog that allows business teams the ability to easily manage product characteristics, price lists and parameters
Exportable consolidated information to organize ongoing credit applications by department and personal workspaces. Helpful checklist warnings indicate missing data to finish the process such as entities, products, collaterals and decision opinions.
Integration with other systems for data import (entity details such as identification, business activity, documents, addresses and contacts) and disbursement.
Consult and edit product details such as the payment plan, expense, price, expenses negotiation and others. Add new collateral or use other clients' existing collateral with available amounts to the application products. Helpful checklist indicating the documents already uploaded and the missing documents to finish the process
Know the Turnaround time (TAT) - time interval from the time of submission of a process to the time of the completion of the process - by area and user and the number of active proposals and volume for a given period.
User-friendly drag & drop interface that simplifies all the steps involved in building an end-to-end credit flow configuration. Backoffice catalog that allows business teams the ability to easily manage product characteristics, price lists and parameters
"Having worked with various systems but have never come across one that is easy to use and navigate and one that delivers what the vendor sold during their sales pitch. Flowcredit is a very user-friendly and flexible system. As demonstrated by the number of other systems, it can integrate with giving the user an end to end product that is desirable."
“The transformation to a 100% digital credit granting process in Crédito Agrícola provided a positive response to the challenge of improving the profitability of the banking business and achieving greater operational efficiency and cost control, while allowing us to carry out a review of the offer and services, adjusting them to the new consumer requirements, particularly with regard to the mobile banking service, 24/7 service, online credit granting procedure."
“Our experience over the past few years with the Flowcredit system in three countries has been very constructive and value adding. The system is highly configurable, and is integrated with our T24 core banking system through the services layer. The ITSCREDIT team have been very responsive to our needs and have delivered per our business requirements.”
“We adopted ITSCREDIT's platform for managing the credit process in the retail segment. It's a platform that combines different channels, currencies, products and segments allied with the automatic decision scoring model has given us a significant reduction in 'Turnaround Time' and a considerable increase in the volume of leads and loans.''
"At Banco Montepio tradition and innovation go hand in hand. Our commitment is to use technology to improve our clients lives, as we enhance the financial services we provide. The digital mortgage journey is the latest example of our commitment to make the homebuying process faster, easier, and more convenient for our clients."
