Partners Module

Authenticated portal that allows financial institutions’ partners like Real Estates, Travel Agencies and Car dealerships to perform credit simulations, request proposals, attach documentation and follow the credit origination process that will then be processed in Loan Origination's Backoffice (bank credit workflow).

Main Advantages

This solution generates leads for financial institutions by allowing their partners to easily set up a credit origination process in their Backoffice.

Partners' management
Partners' management

Configure and manage your partners’ intermediaries, partnerships, points of sale, fees, users and credit application status

Products Configuration
Products Configuration

Backoffice catalog that allows business teams the ability to easily manage product characteristics, price lists and parameters

Credit workflow synchronization
Credit workflow synchronization

Simulation is automatically transformed into a credit application in the bank's credit workflow and forwarded to a selected branch work queue

Partners' management
Partners' management

Configure and manage your partners’ intermediaries, partnerships, points of sale, fees, users and credit application status

Products Configuration
Products Configuration

Backoffice catalog that allows business teams the ability to easily manage product characteristics, price lists and parameters

Credit workflow synchronization
Credit workflow synchronization

Simulation is automatically transformed into a credit application in the bank's credit workflow and forwarded to a selected branch work queue

How it Works

This solution allows the integration of financial institutions’ partners in the credit ecosystem, allowing them to complete a credit application process in minutes, from credit simulation to money disbursement.

1
Credit Simulation

Your partner starts by simulating the amount and term for the product loan that its customer wants to apply for and requests it

2
Scoring & Decision

The Loan-to-Value (LTV) or Debt Service-to-Income (DSTI) Ratio are calculated according to simulation values/inputs and users' incomes and expenses

3
Documentation upload

It is possible to upload the necessary documentation related to the process and the client

4
Core System Integration

If the Partner wants to proceed with the application, it will be automatically transformed into a credit proposal in the bank's credit workflow and forwarded to the work queue of the branch selected by the customer for that purpose

5
Decision Follow Up

The progress of the proposal can be followed directly in the Partners' Portal, since it is synchronized with the bank's credit workflow

System Features

This is a seamless portal that streamlines the interaction between the end customer and the bank through its partners, allowing them to perform credit simulations, request proposals, attach documentation and follow the credit origination process.

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  • Back Office insightful dashboards

    Clear-cut and intuitive dashboards, containing crucial information for decision-making.

    Flowers
  • Back office partnership management

    Create and manage partners, so that they can simulate credit and monitor applications. 

    Flowers
  • Back office application management

    Create, submit and monitor ongoing and contracted credit applications.

    Flowers
  • Customizable portal for partners (front office)

    Customizable portal for simulating credit, comparing simulations  and managing applications.

    Flowers

Clear-cut and intuitive dashboards, containing crucial information for decision-making.

LA

Create and manage partners, so that they can simulate credit and monitor applications. 

LA

Create, submit and monitor ongoing and contracted credit applications.

LA

Customizable portal for simulating credit, comparing simulations  and managing applications.

LA
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“The introduction of this functionality in Crédito Agrícola's digital channels represents another step towards our adaptation to the digital business and an approach to business models that aim to meet the profiles of a new generation of customers who increasingly prefer to relate to the bank in a practical, fast and innovative way, rather than the traditional physical presence and consequent travel to the bank's branches.”

Licínio Pina
Grupo Crédito Agrícola’s President

Start Now. Expand your credit business while boosting customer satisfaction.

Our Solutions

Highly configurable software credit solutions that increase a bank's profitability and productivity while addressing today's banking challenges and opportunities.