Partners Module
Authenticated portal that allows financial institutions’ partners like Real Estates, Travel Agencies and Car dealerships to perform credit simulations, request proposals, attach documentation and follow the credit origination process that will then be processed in Loan Origination's Backoffice (bank credit workflow).
Main Advantages
This solution generates leads for financial institutions by allowing their partners to easily set up a credit origination process in their Backoffice.
Configure and manage your partners’ intermediaries, partnerships, points of sale, fees, users and credit application status
Backoffice catalog that allows business teams the ability to easily manage product characteristics, price lists and parameters
Simulation is automatically transformed into a credit application in the bank's credit workflow and forwarded to a selected branch work queue
Configure and manage your partners’ intermediaries, partnerships, points of sale, fees, users and credit application status
Backoffice catalog that allows business teams the ability to easily manage product characteristics, price lists and parameters
Simulation is automatically transformed into a credit application in the bank's credit workflow and forwarded to a selected branch work queue
How it Works
This solution allows the integration of financial institutions’ partners in the credit ecosystem, allowing them to complete a credit application process in minutes, from credit simulation to money disbursement.
Your partner starts by simulating the amount and term for the product loan that its customer wants to apply for and requests it
The Loan-to-Value (LTV) or Debt Service-to-Income (DSTI) Ratio are calculated according to simulation values/inputs and users' incomes and expenses
It is possible to upload the necessary documentation related to the process and the client
If the Partner wants to proceed with the application, it will be automatically transformed into a credit proposal in the bank's credit workflow and forwarded to the work queue of the branch selected by the customer for that purpose
The progress of the proposal can be followed directly in the Partners' Portal, since it is synchronized with the bank's credit workflow
System Features
This is a seamless portal that streamlines the interaction between the end customer and the bank through its partners, allowing them to perform credit simulations, request proposals, attach documentation and follow the credit origination process.
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Back Office insightful dashboards
Clear-cut and intuitive dashboards, containing crucial information for decision-making.
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Back office partnership management
Create and manage partners, so that they can simulate credit and monitor applications.
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Back office application management
Create, submit and monitor ongoing and contracted credit applications.
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Customizable portal for partners (front office)
Customizable portal for simulating credit, comparing simulations and managing applications.
Clear-cut and intuitive dashboards, containing crucial information for decision-making.
Create and manage partners, so that they can simulate credit and monitor applications.
Create, submit and monitor ongoing and contracted credit applications.
Customizable portal for simulating credit, comparing simulations and managing applications.
“The introduction of this functionality in Crédito Agrícola's digital channels represents another step towards our adaptation to the digital business and an approach to business models that aim to meet the profiles of a new generation of customers who increasingly prefer to relate to the bank in a practical, fast and innovative way, rather than the traditional physical presence and consequent travel to the bank's branches.”
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Our Solutions
Highly configurable software credit solutions that increase a bank's profitability and productivity while addressing today's banking challenges and opportunities.