ITSCREDIT Smart Lending Platform

All smart lending tasks automated on one screen.

Get a 360º view of all credit-related tasks with an omnichannel AI platform, which handles the entire credit lifecycle in one place.

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The only smart lending
tool you need

Meet ITSCREDIT, your go-to smart lending platform for quick, seamless digital credit journeys. Our AI-driven digital lending solution revolutionises how financial institutions assess credit risk, make decisions, and monitor credit health, handling all credit-related tasks—from application to recovery—right on one screen.

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Flexible customisation

With ITSCREDIT's modular design, broad product catalogue, and easy-to-use workflow Builder, you can quickly tailor the platform to fit your needs and meet regulatory requirements.

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Full credit lifecycle

Our smart lending platform handles everything from loan origination to risk management, credit monitoring, and recovery. It gives you the full picture of each account in one place for confident, data-backed decisions.

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Cost-efficiency

Through automation, ITSCREDIT cuts down on manual work, so you can boost efficiency, meet SLAs, and offer competitive pricing while trimming operational expenses.

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Risk mitigation

AI monitors loan performance, adjusting terms or taking action if it spots potential issues. It pulls data from various sources to give you the most accurate risk assessments, all in just seconds.

Name a challenge,
we'll name the solution

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Incomplete assessment of
high-risk clients?

Solution: Our AI engine monitors human loan performance and adjusts terms or takes preventive actions if it detects signs of potential default.

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Lengthy, inefficient, and manual credit processes?

Solution: Smart lending platform fully customised to your business. With easy 3rd party integrations and AI-driven automation, you complete the same tasks in less time.

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Excessive reliance on IT support for process adjustments?

Solution: With friendly, modular design, your credit teams can create and manage workflows, characteristics, price conditions, and more on their own.

Technology behind your work comfort

Scalable, modular, and easy to deploy. We designed ITSCREDIT to grow and adapt as your needs evolve.

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Easy deployment in the cloud

Available as an Infrastructure as a Service (IaaS), our digital lending solution makes cloud deployment quick and easy.This also means you don't have to manage physical hardware or maintain complicated IT stack.

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Enterprise-level security

Our smart lending platform is built on Microsoft .NET, with its robust, built-in features like secure authentication, data encryption, and threat detection to protect against vulnerabilities and keep your data safe.

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Multiplatform, multidevice support

ITSCREDIT's AI lending platform works smoothly on any operating systems, devices, and environments. With multiplatform support, you can easily deploy it across teams and locations without worrying about compatibility or integration.

Meet our  partners

Secure, reliable, and accurate lending is a joint effort. Check out the companies that help us deliver it to you without fail.

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Core Banking Systems

We have experience of integrating with the best in class core banking systems to provide the latest solutions with reduced time-to-market and a short implementation time.

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Technology stack

The ITSCREDIT platform is built on Microsoft technologies, providing a reliable and well-supported solution. Leveraging the .NET 8 framework for both the front-end and middleware, we ensure rapid development, robust security, and a seamless user experience. High-performance middleware is achieved through a gRPC layer, and cutting-edge AI functionalities are integrated to deliver a comprehensive solution. We rely on the trusted Microsoft SQL Server for persistent data storage.
 
 
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