Digital lending software you can bank on.

Work smarter, bank better

Build flexibly

Between changing regulations, product offering, and customer expectations, banks need to constantly adapt. Our digital lending software offers robust personalisation and configuration features to help you keep up.

Launch quickly

With ITSCREDIT's digital banking platform, customisation doesn't stand in the way of agility. All modules come out of the box and are equipped with integration capabilities, allowing you to effortlessly weave them into your tech stack.

Improve holistically

Our digital lending software takes you through every step of the loan process, from credit simulations to disbursement. And with powerful analytics, easy task management, and smart monitoring, you can improve from start to finish.

Retail banking

Built for everyday credit needs

Extend your credit options and empower each client with fully compliant, customisable digital lending software with a user-friendly interface that simplifies personal banking operations for your customers.

Consumer credit

Overdraft

Home loans

Credit cards

Car leasing

Car loans

Meet your customers where they are

Our interactive loan simulation tools are available across all channels: your bank's website, internet banking, and branch front office. Use them to enrich customer experience, track client's journey, calculate eligibility, and reach out with tailored proposals.

The digital banking platform fully supports and facilitates all types of credit journeys, such as pre-approved or instant credit, with features like digital signatures or automatic disbursement.

Base decisions on data and facts

Advanced credit decision tools allow you to quickly and reliably calculate a customer's solvency, taking into account income, expenses, credit bureau data and other customer credits at the bank.

Using our dedicated credit rating tools, you can easily set up, test, and optimise your scoring models to limit risks and improve your offering.

explore all features

Business banking

One tool, every branch, up to standard

Imagine handling all your corporate lending processes with just one tool. ITSCREDIT does it. From the first simulation to disbursement, standardise lending across all your branches, globally. Enjoy seamless, flexible, and efficient banking like never before!

Loan accounts

Investment credit

Pledged current accounts

Credit limits

Car, equipment and real estate leasing

Bank guarantees

Cater to all clients everywhere

Our digital lending software is designed to support all kinds of credit journeys, whether it’s pre-approved loans or instant credit. With handy features like digital signatures and automatic disbursement, the whole lending process is smooth.

ITSCREDIT also lets you set up the modules for importing and registering client companies' financial information according to each country's accounting model. Plus, with multi-product proposals you can easily meet the loan needs of any corporate client!

Refine models, reduce risks

Extensive configuration and automation features of our digital banking platform allow you to speed up the calculation of macroeconomic indicators for companies.

With credit score tuning tools, you can flexibly define and optimise your rating models. Use quantitative and qualitative analysis of companies and the possibility of derogation to calculate ratings that prioritise secure loan decisions.