In the high-stakes loans world filled with uncertainty, managing risk is twice as challenging. A single error can have serious repercussions, especially with regulators scrutinising every move. Corporate loan automation helps solve these issues.
ITSCREDIT's business credit software analyses data across all borrower subsidiaries for a comprehensive, in-depth view. While workflows get smoother and decisions – faster, loan processing stays compliant, upholding the highest ethical standards in financial practices.
All features you need to handle the most elaborate data, simply
Group economic view feature
Get a comprehensive, consolidated view of a company's entire economic group structure to assess the financial health and risk exposure of the entire group, not just individual entities.
Financial data import and registration
Register business financial data manually or import it from selected sources with customisable formats matching the reporting standards of their respective countries.
Automatic calculation of macroeconomic indicators
Automate the collection and assessment of economic factors that impact financial health and risk, including inflation rates, GDP trends and interest rates.
Customisable and optimisable rating models
Combine Credit Bureau data with a borrower's global exposure for a more accurate assessment to tailor loans to each company's specific profile and risk level with precision.
Quantitative and qualitative rating calculations
Get a well-rounded evaluation of a business's creditworthiness by merging numerical data and qualitative insights, with an option to adjust for unique circumstances not reflected in the data.
Multi-product credit proposal creation
Effectively meet diverse funding needs by bundling various complex products, including loans, credit lines, leasing, and bank guarantees, into a single, comprehensive proposal.
Empower your clients wherever they are on their credit path
Credit simulators across all channels
Entrust clients to explore loan options independently across online, mobile, or in-branch channels. Let them simulate loan scenarios, assess costs, tailor terms, and easily access support, transitioning smoothly from simulation to application.
Support for diverse credit journeys
Manage the entire lending process from start to finish to help your clients obtain credit. Make their loan experience seamless, paperless and prompt, with pre-approved and instant credit options, digital signatures, and automatic disbursement. All while reducing manual tasks and the risk of errors.
Explore more business credit software features that streamline and secure corporate loans
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